An Overview of Syndicated Mortgages

An Overview of Syndicated Mortgages The Basics If you’re looking to make money by investing in mortgages, you’re far from alone. Canada has a number of markets – notably Vancouver and Toronto – that are red-hot right now, and there are ways to make money as a lender. For people who don’t live in one of the hot markets, you can still make money by investing in homes that could be all the way across Continue Reading…

Unfolding the MIC (Mortgage Investment Corporations)

Unfolding the MIC (Mortgage Investment Corporations) Are you looking for other ways to enter the real estate market as an investor? One possibility that has gained in popularity recently is the MIC (mortgage investment corporation). The purpose of this article is to help you understand how these work and to help you decide whether this is the investment for you. What is an MIC? An MIC offers private mortgages on real estate properties. Their interest Continue Reading…

Should You Invest in a Syndicated Mortgage?

A Closer Look at Syndicated Mortgages This is a common question for new & experienced investors alike. First off, what is a Syndicated Mortgage? It is when multiple investors put funds into one loan, that loan is called a syndicated mortgage. Syndicated Mortgages is the cousin to the MIC (Mortgage Investment Corporation). Syndicated mortgages generally involve a large project, such as a developer going in to build a development of single family homes, condos or Continue Reading…

Crop Production Booming in 2016

Crop Production Booming – Investing in AB Farmland is a positive If you talk to a crop farmer, you’ll find out that the worst time to get excited about crop yields is right at the tail end of summer, because there are all sorts of things that can happen in the last weeks before the harvest, such as a plague of grasshoppers, a devastating hail storm, or a mysterious change in the rain patterns. That Continue Reading…

Make Your Own Rules When Investing in Real Estate

Make Your Own Rules When Investing in Real Estate The stock markets tend to rise and fall, but one investment that moves higher and higher over time is real estate, in the form of buildings and land. While every portfolio should be diverse, adding land development, commercial buildings, single-family and multi-family residential buildings is another great way to build your holdings and returns as time goes by. In an era when pension plans are as Continue Reading…

Pooled Mortgage Investment vs. Private Equity Investing

Pooled Mortgage Investment Corporations and Private Equity Mortgage Investing: A Comparison Back in the 1970s, the Canadian government put together a company class specifically designed to help investors with small or medium portfolios to invest in the mortgage market. These companies were known as mortgage investment corporations (MICs). You may still hear about these now and then from different brokers as you find new ways to boost your retirement portfolio. However, these investments come with Continue Reading…

Arm’s Length Mortgages

Arm’s Length Mortgages: Enjoy Significant Rewards with Reduced Risk Does your RRSP return barely keep up with inflation? Are you interested in taking charge of your investments? What if you could earn over 10 percent on your RRSP investments with just slightly more risk than a savings account? You might not think of home mortgages as a possible investment market. After all, most people associate mortgages with banks – and with huge stacks of paperwork. Continue Reading…

Mortgage Fraud is Thriving in Canada

Mortgage Fraud is Thriving in Canada Mortgage Fraud is definitely thriving in Canada. The increase in government regulation of the mortgage industry has been instrumental in reducing the number of risky mortgages that Canadian banks have extended since the collapse of the housing market. It also means that there has been significantly less fraud, because banks have had to perform (and document) more due diligence than they did before the recession. However, this has caused Continue Reading…

Investor Anxiety Spreading in Canada

Investor Anxiety Spreading in Canada Are you concerned about your portfolio? You’re far from alone. BMO InvestorLine recently performed a survey that revealed that just about everyone else is too — all told, 97 percent of investors in Canada say that thinking about investments causes them to worry. It’s not hard to understand, if you think about it. BMO InvestorLine ran their survey in the middle of July. The European debt crisis was back in Continue Reading…

Why Investing in 2nd or 3rd Mortgages behind Reverse Mortgages is Super Safe.

Why Investing in 2nd or 3rd Mortgages behind Reverse Mortgages is Super Safe If you are looking for double digit returns on your investments but don’t want to roll the dice in the stock or commodities markets, you definitely want to consider the possibility of putting your money into residential real estate. Even if you don’t have the money on hand to fund an entire private mortgage yourself, you can invest in mortgage funds or Continue Reading…

What to Expect When Investing in Private Mortgages

What to Expect When Investing in Private Mortgages For individuals seeking to add to their investment portfolio, a mortgage might seem like the last thing they want to consider. From the individual perspective, a mortgage is something to pay off over multiple decades after going through several loan renewals. However, the mortgage is one of the most common investment vehicles in the world — just not as a part of individual portfolios. From the perspective Continue Reading…

A Letter of Calling for Rent-to-Own, Lease Option, and New Investors

A Letter of Calling for Rent-to-Own, Lease Option, and New Investors Amansad Financial specializes in private and alternative lending we see a great degree of varying borrowers and lenders. Some Applicants may have excellent credit but simply do not meet a traditional lenders guidelines with respect to income verification, time on the job, or have not distanced themselves enough from a prior bankruptcy, consumer proposal, or other out of character credit mishap. Other times, it Continue Reading…

Real Estate Investor Mortgage Loan

Connecting Real Estate Investors with Mortgage Loans Creating a solid investment portfolio requires a commitment to diversity among your investments. You definitely want your emergency cash stashed in the most liquid forms available — a combination of savings, money market and certificate of deposit options. The interest rates on these investment vehicles are not much at all, but the money is secure — and it’s there if you need it. If you have to take Continue Reading…

Invest Commercial Real Estate

Keys for Investing in Commercial Real Estate Throughout Canada, real estate prices plummeted in the wake of the real estate collapse of 2008 and 2009. While prices have started to rebound a bit in 2014 and the first part of 2015, they still sit well below their 2007 values, which means that there are a number of investment opportunities out there for someone with the savvy and resources to take advantage of the dips that Continue Reading…

Buy Let Property Investment

Buy Let Property Investment Buy to Let Mortgage Tips The volatility of the stock market and the continuing trends of low interest rates are making buy-to-let investments an attractive addition to an investment portfolio. A share of stock in a company can take a leap in value but can also plummet disastrously. A home’s value can also rise and fall, but its performance will generally mirror that of a blue-chip stock, gradually moving upward in Continue Reading…

Real Estate Investing Article

Real Estate Investing Article A lot of people look at real estate as a great way to start socking away a reliable investment and either have tenants pay their mortgages for them, or “flip” the house and turn a profit. As with any type of investment, there are advantages and drawbacks. If you are considering making the move into real estate investment, here are some tips to help you find your way. Tips for New Continue Reading…

Useful Tips Real Estate Investments

Tips to Help You Make Money in Real Estate Investing Investing in real estate is a great way to add a moderately high degree of reward to your portfolio without taking on a significant amount of extra risk. Even though you can get a higher rate of interest as a private investor in real estate through mortgages, the risk of default is much smaller than you might think after reading all of those horror stories Continue Reading…

Reverse Mortgage Investment Property

Tapping into a Property with a Reverse Mortgage for Investment Most of the time, when people talk about reverse mortgages, they have senior citizens in mind who have a considerable amount of equity in their homes but do not have a lot of liquidity, and they require access to that cash for their monthly income needs. Normally, here’s how the process works: seniors sign a reverse mortgage, and they receive monthly payments. They will never Continue Reading…

Managed Mortgage Investment Fund

Profiting from a Managed Mortgage Investment Fund One of the consequences of the housing slowdown of 2008 and 2009 is that the Canadian government has tightened the rules governing the approval of mortgages. This has pushed applications and approvals down, leaving banks hurting for mortgage revenue, and it has also made financing more difficult for many people to secure, because issues with their credit scores or income histories are keeping them from getting loans they Continue Reading…

Buy Real Estate Investments

Preparing to Buy Real Estate Investments Real estate investing has long been a way to turn profits, and if you have an interest to buy real estate investment, plenty of opportunities are out there. However, if you are like most investors and plan to rely on mortgage financing to execute your purchase, then it is important to prepare yourself adequately for the parts of the process that take place between pre-approval and final approval of Continue Reading…